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WHO WE ARE

HPM Financial LLC was founded upon the belief that individuals should not be judged by a credit system that is often times completely inaccurate and does not show the true overall character of the person like it was designed to do. The major credit bureaus have been turned into an electronic storage system of records that are riddled with errors, in fact a recent study showed that about 7 in 10 people have at least one serious error on their credit report. times completely incorrect and the system is often very unfair to consumers.

Due to the complexities in the field of credit scoring, individuals often times individuals feel like they need a place to turn for the answers as well as direct action; this is the reason HPM Financial was founded. We understand that life can throw you curve balls, and sometimes bad things happen to good people. HPM Financial understands that everyone has different needs and their unique circumstances, that is why we use a unique plan of action for each client we work with. We don’t focus on your past, all we are concerned with is the present and the future. We have designed a credit consulting program that helps our clients become more educated on the subject of credit and our credit optimization service is a valuable tool for those who seek professional results while at the same time remaining affordable.

HPM Financial LLC is a 100% Certified Credit Expert Company

We are fully certified and trained by Edward Jamison, Esq. and CreditCRM. Mr. Jamison is the nations foremost credit attorney and has appeared in the Wall Street Journal, Bankrate.com, Broker Banker, Mortgage Press and more. He has been interviewed as a credit expert for NBC and CBS affiliates and is the attorney of choice for contacts at Washington Mutual, Platinum Capital, the California Association of Mortgage Brokers and more. He is also the head of the Jamison Law Group P.C. Not only are we fully trained and certified by Mr. Jamison, but we have him available to answer the tough questions on tough credit files. When you work with HPM Financial you are working with the absolute best, most knowledgeable, and most effective in the business.

How We Help:

At HPM Financial, we use our knowledge and experience and direct action to make sure that we get the best results possible. We assist by working with your creditors and the credit bureaus not just one or the other. By consulting with the client we can identify those items that are inaccurate, erroneous,  and not verifiable per the various federal consumer protection laws. We help our clients address the five components that are involved in credit scoring and we then take direct actions to help our clients get the maximum possible results and show them what they can do to enhance and maintain these results.